Remortgages

Remortgaging can carry many benefits for those seeking to place themselves in a better financial position in terms of their overall commitments, or to raise capital they need to improve their circumstances.

When it comes to remortgaging, it can be very tempting to simply renew with your current lender because it might seem like the easiest option. However you could be missing out on a really competitive deal, so it’s always worth seeing what else is out there.

We can help you with everything, whether you want to borrow more from your lender, or switch to a new one. We’ll do all the analysis for you, comparing what your existing lender can offer with other deals on the market.

There are three main reasons for Remortgaging:

To get a better mortgage deal with a new lender, normally when your current deal expires
To borrow additional funds for a variety of purposes including to consolidate existing short-term debts, reduce the size of future mortgage repayments, make home improvements to increase house value, finance another property purchase, fund a new business, or simply to make a special one-off acquisition.
You might want to do a combination of the two above.

We'll keep it really simple for you, streamline the whole process and offer straightforward advice on the benefits and risks of switching. For example, many lenders offer a free legal service with their remortgage deals, saving you money. However, if you need to complete quickly you may be better off selecting your own solicitor. We can help you with that.

For great advice on every aspect of remortgaging and what it means for your particular situation, get in touch with us.